US regional bank sentiment and UK card spending
Highlights
United States
We have now added the Community Bank Sentiment Index (CBSI) to our US data. The index is derived from quarterly polling surveys in which regional bankers from across the country are asked to assess the outlook of the economy at the grassroots level. An index reading of 100 indicates a neutral sentiment, while anything above 100 indicates a positive sentiment and anything below 100 indicates negative sentiment.
As of Q4 2023, the index remains below 100 for the eighth consecutive quarter, marking a sustained period of negative sentiment among these bankers. However, there appears to have been an improving trend since Q2 2023, when the index reached its all-time low, suggesting that this group is becoming less pessimistic about the economic outlook.
A further valuable addition for the United States is the new Chicago Fed Advance Retail Trade Summary (CARTS) index compiled by the Federal Reserve Bank of Chicago. This serves as an important indicator of consumer spending in the US – a major element of economic activity.
The bank previously discontinued the original CARTS index in early 2022 bank after losing access to several input series from various providers. The revised CARTS 2.0 index includes a broader set of consumer spending indicators.
The chart below shows the index with the headline retail trade indicator for the United States and indicates a slowdown in consumption in the first two months of 2024. The chart demonstrates how volatile retail trade has been, peaking in early 2021. The recent slowdown can be attributed to a number of factors including lower savings and increased debt, interest rates and changes in the labour market.
United Kingdom
We have added the seasonality-adjusted version of the credit and debit cards spending tracker, broken down by type of spending, to our UK data. A surge in work-related spending can be seen in early 2020, likely due to investment in setting up home offices and technology for remote work in response to the pandemic. In contrast, the social and delayable spending categories saw sharp declines over the same period, reflecting lockdown measures and the postponement of non-essential purchases. By 2023, spending in all categories stabilizes, suggesting a return to pre-pandemic normality tempered by macroeconomic factors such as inflation, changes in employment rates and global economic trends.
Complete list
Albania
Deposits, by sector
Country & Region > Albania [al, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > Deposits > By Sector
Interest rates on Deposits
Country & Region > Albania [al, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > Banking System > Interest Rates on Deposits
Interest rates on Loans
Country & Region > Albania [al, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > Banking System > Interest Rates on Loans
Loans, by Customer
Country & Region > Albania [al, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > Loans > By Customer
Australia
Monthly Household Spending Indicator
Country & Region > Australia [au, Region] > Surveys & Leading Indicators [surv, Category] > Household Surveys > Australian Bureau of Statistics > Household Spending Indicator
RBA Statement on Monetary Policy, Detailed Forecast
Country & Region > Australia [au, Region] > Forecasts [fcst, Category] > Reserve Bank of Australia
Brazil
Formal Employment (MTE)
Country & Region > Brazil [br, Region] > Labor Market [lama, Category] > Employment > Formal (MTE)
Chile
Consumer Confidence Index
Country & Region > Chile [cl, Region] > Surveys & Leading Indicators [surv, Category] > Consumer Surveys > Central Bank of Chile > Consumer Confidence Index
Expectations & Determinants of Prices Survey
Country & Region > Chile [cl, Region] > Surveys & Leading Indicators [surv, Category] > Business Surveys > Central Bank of Chile > Expectations & Determinants of Prices (EDEP)
Currency Derivatives Net Amounts Outstanding
Source & Release > Chile [cl, Region] > Central Bank of Chile > Currency Derivatives Net Amounts Outstanding [rel_clbcenbank7, Release]
Denmark
Services Trade, Travel Agent Activities
Country & Region > Denmark [dk, Region] > Trade [trad, Category] > Domestic Trade > Services Trade
Finland
Employment Service Statistics
Country & Region > Finland [fi, Region] > Labor Market [lama, Category] > Unemployment
Real Estate, Home Prices (Quarterly)
Source & Release > Finland [fi, Region] > Statistics Finland > Real Estate, Home Prices (Quarterly) [rel_fistatpdwellqr, Release] > New Dwellings
Hong Kong
Loan-to-Deposit Ratio
Country & Region > Hong Kong [hk, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > MFIs > Loans > Monetary Statistic
Hungary
External Trade of Products
Country & Region > Hungary [hu, Region] > Trade [trad, Category] > Foreign Trade > Classification SITC
Producer Price Index
Country & Region > Hungary [hu, Region] > Prices [pric, Category] > Producer Price Index > Export Sales of Industry
Foreign Trade by Countries
Country & Region > Hungary [hu, Region] > Trade [trad, Category] > Foreign Trade > Countries
Retail Trade
Country & Region > Hungary [hu, Region] > Trade [trad, Category] > Domestic Trade > Retail Trade
Iraq
Monetary & Financial Stability
Country & Region > Iraq [iq, Region] > Money, Banking & Credit [bank, Category] > Banking Ratios > Assets Quality
Israel
Paid Hourly Labor Cost Index
Country & Region > Israel [il, Region] > Labor Market [lama, Category] > Productivity, Costs & Hours Worked > Hourly Labor Costs
Italy
Bankruptcies & Registrations
Country & Region > Italy [it, Region] > Business Statistics [bust, Category] > Business Registrations
Electricity Price
Country & Region > Italy [it, Region] > Commodities & Energy [caes, Category] > Prices > Energy > Electricity
Ivory Coast
Japan
Monthly Labour Survey: By Establishment Size, Contractual Cash Earnings
Country & Region > Japan [jp, Region] > Income & Earnings [inea, Category] > Earnings > Contractual Cash Earnings > By Establishment Size
Monthly Labour Survey: By Establishment Size, Special Cash Earnings
Country & Region > Japan [jp, Region] > Income & Earnings [inea, Category] > Earnings > Special Cash Earnings > By Establishment Size
Monthly Labour Survey: By Establishment Size, Total Cash Earnings
Country & Region > Japan [jp, Region] > Income & Earnings [inea, Category] > Earnings > Total Cash Earnings > By Establishment Size
Monthly Labour Survey: By Establishment Size, Turnover
Country & Region > Japan [jp, Region] > Labor Market [lama, Category] > Employment > Turnover > By Establishment Size
Monthly Labour Survey: By Establishment Size, Days worked
Country & Region > Japan [jp, Region] > Labor Market [lama, Category] > Productivity, Costs & Hours Worked > Days Worked > Total > By Establishment Size
Monthly Labour Survey: By Establishment Size, Hours worked, non-scheduled
Country & Region > Japan [jp, Region] > Labor Market [lama, Category] > Productivity, Costs & Hours Worked > Hours Worked > National > By Type > Non-Scheduled > By Establishment Size
Monthly Labour Survey: By Establishment Size, Hours worked, scheduled
Country & Region > Japan [jp, Region] > Labor Market [lama, Category] > Productivity, Costs & Hours Worked > Hours Worked > National > By Type > Scheduled > By Establishment Size
Monthly Labour Survey: By Establishment Size, Hours worked
Country & Region > Japan [jp, Region] > Labor Market [lama, Category] > Productivity, Costs & Hours Worked > Hours Worked > National > Total > By Establishment Size
TANKAN, Overseas Business Activities, Current Profits
Country & Region > Japan [jp, Region] > Surveys & Leading Indicators [surv, Category] > Business Surveys > Bank of Japan > TANKAN > Overseas Business Activities > Consolidated Current Profits
TANKAN, Overseas Business Activities, Fixed Investments
Country & Region > Japan [jp, Region] > Surveys & Leading Indicators [surv, Category] > Business Surveys > Bank of Japan > TANKAN > Overseas Business Activities > Consolidated Fixed Investment
Kenya
Unemployment
Country & Region > Kenya [ke, Region] > Labor Market [lama, Category] > Unemployment
Banking System Net Domestic Credit
Country & Region > Kenya [ke, Region] > Money, Banking & Credit [bank, Category] > Balance Sheet & Flows of MFI Sector > Central Bank > Assets
Qatar
Government Expenditures (Sub-Components)
Country & Region > Qatar [qa, Region] > Government & Public Finance [gpfi, Category] > Government Finance > Expenditures
Revenue Expenditures (Sub-Components)
Country & Region > Qatar [qa, Region] > Government & Public Finance [gpfi, Category] > Government Finance > Revenues
Malaysia
Credit to the Private non-financial sector
Country & Region > Malaysia [my, Region] > Money, Banking & Credit [bank, Category] > Deposits & Loans > Credit to the Private Non-Financial Sector
Namibia
Depository Corporations Surveys
Source & Release > Namibia [na, Region] > Bank of Namibia > Depository Corporations Survey [rel_nacbdcsurv, Release]
National Accounts (Quarterly)
Source & Release > Namibia [na, Region] > Namibia Statistics Agency > National Accounts (Quarterly) [rel_nasagdp, Release]
Poland
Industrial Production Structure
Country & Region > Poland [pl, Region] > Production [prod, Category] > Industrial Summary > Output > By Industry
Interbank Rates
Country & Region > Poland [pl, Region] > Interest & Exchange Rates [rate, Category] > Interbank Rates > WRR
Slovenia
Foreign Trade by Country
Country & Region > Slovenia [si, Region] > Trade [trad, Category] > Foreign Trade > Commodity & Country
Government & Public Finance
Country & Region > Slovenia [si, Region] > Government & Public Finance [gpfi, Category] > Harmonized General Government Finance
National Accounts; expenditure approach details
Country & Region > Slovenia [si, Region] > National Accounts [naac, Category] > Expenditure Approach > Summary
South Korea
Cost of Funds Index
Country & Region > South Korea [kr, Region] > Funds [fund, Category] > Cost of Funds Index > The Korea Federation of Banks
Spain
Supply Bottlenecks Indexes (SBI)
Source & Release > Spain [es, Region] > Bank of Spain > Supply Bottlenecks Indexes (SBI) [rel_esbancosurv, Release]
Sweden
National Accounts: Household key indicators details
Country & Region > Sweden [se, Region] > National Accounts [naac, Category] > Income Approach > Households Key indicators
Switzerland
Tanzania
Balance of Payments (Quarterly)
Country & Region > Tanzania [tz, Region] > Balance of Payments [bopa, Category] > Financial Account > Direct Investment
Thailand
Production Index, Weights
Country & Region > Thailand [th, Region] > Production [prod, Category] > Manufacturing > Output > Production Index
Capacity Utilization, Weights
Country & Region > Thailand [th, Region] > Production [prod, Category] > Industrial > Capacity Utilization
Inventories, Weights
Country & Region > Thailand [th, Region] > Production [prod, Category] > Manufacturing > Inventory > Finished Product Index
Shipments, Weights
Country & Region > Thailand [th, Region] > Production [prod, Category] > Manufacturing > Shipment
BOI Investment Promotion Summary by Sector
Country & Region > Thailand [th, Region] > Foreign Finance [fofi, Category] > BOI Investment Promotion > Investment Promotion Summary (Quarterly) > Foreign Direct Investment
United Kingdom
Spending on Credit & Debit Cards, SA
Country & Region > United Kingdom [gb, Region] > Money, Banking & Credit [bank, Category] > Debit & Credit Cards Usage > Spending
United States
Chicago Fed Advance Retail Trade Summary (CARTS)
Source & Release > United States [us, Region] > Federal Reserve Bank of Chicago > Chicago Fed Advance Retail Trade Summary (CARTS) [rel_usfbrchcarts, Release]
Community Bank Sentiment Index (CBSI)
Source & Release > United States [us, Region] > Conference of State Bank Supervisors > Community Bank Sentiment Index (CBSI) [rel_uscbsi, Release]
New Tenant Rent Index (added ATRR Index)
Source & Release > United States [us, Region] > U.S. Bureau of Labor Statistics (BLS) > Selected Releases > New Tenant Rent Index [rel_uspricentri, Release]
World
BCEAO
Senegal Financial Account, Direct Investment
Country & Region > Senegal [sn, Region] > Balance of Payments [bopa, Category] > Financial Account > Direct Investment